Mortgage Leads - iQuoteShop.com, LLC - Online Mortgage Leads
 
 
 
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Frequently Asked Questions

HOW ARE MORTGAGE LEADS GENERATED?
All leads are generated through our consumer website, www.homeloanhelper.net, and through our network of authorized affiliates.

All traffic to our website is generated via legitimate and legal marketing methods such as search engine ranking, pay-per-click marketing, opt-in email campaigns, pop-up/pop-under advertisements, links to other loan-related websites, and our affiliate network.

Each of our authorized affiliates is required to sign an agreement stating they will not use bulk e-mail to generate leads. In addition, affiliates cannot incentivize leads. This means they cannot promise borrowers money, a free gift, or anything else that might persuade a borrower to apply without actually wanting a loan.

We do not use telemarketing to generate leads. We can offer telemarketing leads if a customer requests them, but we have found that the lead quality is not the same as a legitimate lead generated online.

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WHAT IS INSTANT LEAD DELIVERY?
Instant lead delivery allows leads to be delivered quickly to your e-mail inbox. When a prospective borrower's request for a Free Loan Evaluation becomes eligible for distribution via the iQuoteShop.com, LLC lead database, you will receive the borrower’s information as fast as current Internet technology will allow. This will usually be within 5 minutes or less, depending upon Internet traffic, your Internet service provider (ISP), and your e-mail software.

Remember that when you choose to receive instant lead delivery, you will receive your leads at all times of day, 5 days per week unless you modify or delete your leads profile, or de-activate your leads account altogether. If you do not wish to receive leads on certain days, please select the BATCH LEADS option. This option will allow you to select the specific days and times you want to receive leads.

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WHAT IS BATCH LEAD DELIVERY?
If you wish to receive your leads only one time per day on certain days of the week and/or only at a specific time of day, please select BATCH LEAD DELIVERY.  With batch lead delivery leads are gathered over a period of no more than 24 hours to fill your order. This means that some leads within that particular batch may be hours or minutes old while others may be up to 24 hours old.  For example, if you wish to receive leads only Monday through Thursday, the batch you receive on Monday may contain leads from Monday as well as leads that came in on Saturday and Sunday.

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WHAT ARE EXCLUSIVE LEADS?
Exclusive leads are sold only to one client – period.  We can provide exclusive leads on a case by case basis only. Please give us a call on 866-50-LEADS if you are interested in exclusive leads.

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WHAT ARE SEMI-EXCLUSIVE LEADS?
Semi-exclusive leads are sold to no more than 4 of our clients.  Of course, we cannot guarantee that a borrower will not apply elsewhere on the Internet for a home loan.

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CAN I LIMIT THE NUMBER OF LEADS I GET PER DAY?
Yes, you specify a daily maximum quantity, weekly maximum quantity and you may pause your lead flow at any time by turning a lead profile off and then on again when you wish to continue lead flow without having to input all of your criteria again.

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WHAT KIND OF PAYMENT METHODS DO YOU ACCEPT?
We accept the following:

  • Visa
  • Mastercard
  • American Express
  • Discover Card
  • PayPal
  • Business Check: Requires 1-3 working days to verify funds.
    • Check by Fax
    • Regular mail

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WHAT IS THE MINIMUM AMOUNT TO GET STARTED?
The minimum amount to start receiving leads is $100.00.

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WHAT IS YOUR RETURN POLICY?
Once you create an account, you will request any credit for leads online in the Return Leads area.  Each lead has its own unique ID number. Simply type in the ID number, provide a reason for the lead return, and press the Submit button. A returned lead contains a bad phone number, clearly false information or is a duplicate lead. Our staff reviews returned leads before their dollar amount is credited back to your account.  Requests for returned leads must be submitted within 5 business days from date of lead purchase.

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WHAT IS A LEAD PROFILE?
You create a lead profile to specify the volume, criteria(filters), delivery method and delivery options for the specific lead you want. You can create as many lead profiles as you want for your different marketing efforts.

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WHAT LEAD FILTERS DO YOU OFFER?
We offer the following lead filters:

  • Loan-to-Value
  • Credit Rating (Borrower Self-Assessed)
  • Loan Amount
  • Interest Rate (For Rate/Term Refi's ONLY)
  • States
  • Delivery Frequency: Real-time or batched
  • Delivery Format: Text E-mail or Excel E-mail
  • Maximum daily lead quantity
  • Maximum weeky lead quantity

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DO YOU OFFER CUSTOMER SERVICE?
Yes, we have live customer services representatives available for questions from 9:00 am to 5:00 pm, Monday through Friday, Pacific Standard Time. We also offer e-mail support.

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HOW LONG HAVE YOU BEEN IN BUSINESS?
We opened our doors as a mortgage leads provider 4 years ago in January, 2000. We were purchased by Venture Media LLC in March of 2006. Since that time, we have provided thousands and thousands of mortgage leads to mortgage professionals nationwide.

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WHAT BUSINESS REFERENCES DO YOU HAVE?
We are members of the Southern California Better Business Bureau and Dun & Bradstreet . We also are in good standing with Visa, Mastercard, American Express, and Discover Card companies.

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IS THERE ANYTHING ELSE I SHOULD KNOW?
We know from our own experience that the mortgage industry is not easy. Competition is fierce. We know you have many choices for your mortgage leads, but the thing that sets us apart is our outstanding customer service. If you aren't happy with the leads you receive, you can always contact us.  We want to provide you with a quality lead so you can do what you do best - sell loans to borrowers. Don't hesitate to contact us via e-mail, or telephone us at 866-50-LEADS.

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HOW DO I GET STARTED?
Simply set up your account online by clicking the button below. Create your lead profile, fund your account, and start receiving leads.

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I AM HAVING LOGIN PROBLEMS. WHAT SHOULD I DO?
In order to login you must have "cookies" enabled in your web browser. Cookies are round, sweet desert items that usually taste great with a cold glass of milk or a hot cup of coffee or tea. Be sure to have plenty on hand when you try to login next time.

Internet Explorer
From the top menu bar, select Tools - Internet Options - Privacy. Move the slider to accept cookies, or adjust cookie handling for individual websites by clicking the Edit button.

Netscape Navigator
From the top menu bar, select Edit - Preferences - Privacy & Security - Cookies. Click on "Enable Cookies."

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HOW CAN I KEEP FROM GETTING THE SAME LEADS AS OTHERS IN MY OFFICE/NETWORK?
We can exclude you from receiving the same leads if there are two or more people in your office/network that obtain leads from us. Simply fill out the Contact US form. Choose the subject "Broker Network" and in the comments field provide us the Company Name, Contact Name, Telephone Number, EMail address and iQuoteShop Client ID for each person in your network. Once we have confirmed your request with the parties in question, we will ensure that no member of your network receives the same lead.

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WHAT IS AUTOMATIC OVERFLOW?
Automatic overflow allows us to send you leads we have for sale that have not already otherwise been sold to you.  Many of our clients search daily through our Overflow inventory for leads via the Leads For Sale page on our website.  This is a great way to supplement your lead flow but many of our clients have expressed the desire to "automatically" receive these Overflow leads without having to logon, search and purchase them manually.  Automatic Overflow is our solution to this desire.  We've created a new section in your Lead Profile called "Automatic Overflow Options".  By enabling Automatic Overflow in your Lead Profile and setting the Maximum Age and Lead Quantity parameters you can automatically have these Overflow leads delivered to your inbox just like your other leads without having to do the manual searching.  The Automatic Overflow feature will use the filters from your Lead Profile to do the searching for you.  Automatic Overflow pricing is subject to the  standard overflow pricing and is not charged at the lead price shown on your lead profile.

WHY ARE THERE LEADS IN OVERFLOW, WHICH FIT MY CRITERIA THAT I DIDN'T RECEIVE?
There are several reasons why there could be leads in overflow that fit the criteria of your lead profile(s) and yet you were not sold the lead.  The most common reasons are 1)Your profile was OFF when the lead hit our database and 2)At the time the lead hit our database the maximum daily or weekly lead quantity for your lead profile had been met.

 
 
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